Terms of Use
These terms are an agreement between you and Kaizer Inc. (“we”, “us”) for the use of Money CheckIn (the “App”) on iPhone and on the web. By creating an account or using the App you accept these terms and our Privacy Policy. If you got the App from the Apple App Store, Apple's Standard End User License Agreement also applies; if the two conflict on how the App may be used on Apple devices, Apple's agreement controls.
1. The service
The App helps you view, categorize and report on your own financial transactions. It is a record-keeping tool. It is not a bank, does not move money, and does not give financial, tax, investment or legal advice. Bank data comes from your bank through Plaid and may be delayed, incomplete or wrong; always rely on your bank's official statements.
2. Your account
You must be at least 18 years old (or the age of majority where you live). Keep your sign-in details safe and tell us if you think someone else has used your account. You are responsible for the data you enter and for having the right to connect the bank accounts you link.
3. Subscription, free trial and billing
- Plan: Money CheckIn Premium, $9.99 (USD) per month. Prices may vary by country and include any taxes the store requires.
- Free trial: new accounts get 7 days free. A trial is given once per person.
- Auto-renewal: the subscription renews automatically every month unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for the renewal within 24 hours before the period ends.
- Purchased in the iPhone app: payment is charged to your Apple ID. Manage or cancel in your device's Settings → [your name] → Subscriptions, or at apps.apple.com/account/subscriptions. Refunds are handled by Apple under its policies.
- Purchased on the web: payment is processed by Stripe. Manage or cancel in the App under Settings → Subscription.
- Cancelling stops future renewals; you keep access until the end of the period you paid for. We don't give partial refunds for unused time except where the law requires.
- If we change the price, we will tell you in advance, and the new price applies from your next renewal after the notice.
4. Acceptable use
Don't use the App to break the law, to access accounts that aren't yours, to interfere with or overload the service, or to copy, reverse-engineer or resell it.
5. Your data
Your financial data belongs to you. You give us permission to store and process it only to provide the App, as described in the Privacy Policy. You can disconnect banks or delete your account at any time.
6. Changes and availability
We may improve, change or stop features. We aim to keep the App running but can't promise it will always be available or error-free. If we make important changes to these terms, we will notify you in advance; continuing to use the App after that means you accept them.
7. Ending the agreement
You can stop using the App and delete your account at any time. We may suspend or close accounts that break these terms, with notice where reasonable.
8. Disclaimers and limitation of liability
The App is provided “as is” and “as available”, without warranties of any kind, to the extent the law allows. To the extent the law allows, we are not liable for indirect, incidental or consequential damages, or for losses caused by inaccurate data from banks or third parties, and our total liability is limited to the amount you paid us in the 12 months before the claim.
9. Governing law
These terms are governed by the laws of the State of New York, United States, without regard to conflict-of-law rules.
10. Contact
Kaizer Inc., Brooklyn, NY 11223, United States
E-mail: support@kaizerapps.com